We provide a wide range of online credit reports and related products, employment reports, fraud prevention products, predictive modeling and search and verification products. Internet delivery of credit reporting products is also available through ePORT.

Acrofile Plus with BNI and Beacon

Acrofile Plus delivers current and comprehensive credit information by searching a national database of 200 million consumer credit files. This product assists credit grantors, collection agencies, telco/utility companies and others with permissible purpose in making fast, informed credit-granting decisions. Continually updated information is displayed in an easy to use format. Acrofile Plus includes a delinquency grid reflecting how the consumer managed their account over 24 months.

Automated Data View (ADV) is a customer service tool that allows you to quickly view your customer’s consumer collections and/or tradeline information as it appears on the Equifax credit file – all in real time. Changes in legislation have required credit grantors to handle dispute resolution processes directly with their customers, and ADV allows you to expedite this process. ADV is available via Equifax ePORT and via System-to-System.

Bankruptcy Solutions

Bankruptcy Navigator Index 3.0 (BNI 3.0) predicts the likelihood of consumer bankruptcy within the next 24 months. It helps you make timely decisions regarding acquisitions, credit limits, risk based pricing, credit line management, over-limit authorization, re-issuance and collection activity.

Beacon 5.0

Beacon 5.0, co-developed with Fair Isaac, predicts the likelihood that an existing account or potential credit customer will become a serious credit risk within 24 months from scoring. Beacon identifies and predicts the full range of credit risks, including bankruptcies, charge-offs, repossessions, loan defaults, and severe delinquencies (90 days or more.)

Credit Online Decisioning Agent (CODA)

In today’s ever evolving e-business climate, instant credit decisioning is no longer a competitive advantage where consumer credit is involved, it’s a necessity. Designed specifically to mirror your decisioning environment, CODA offers unrivaled customization and flexibility and is the choice for any business application requiring an online solution. CODA can create seamless transactions by sending decision data to data processing systems through the new XML data standard.

CSC Decisioning Solutions

CSC Decisioning Solutions is a Web site that provides you with instant access to decisioning on consumer credit reports, employment screening, tenant screening, automotive searches and skip-tracing tools. Set-up is fast and the report formats are easy to read.

CSC Decisioning Tool

A Web site that allows clients to receive instant decisioning on consumer credit reports via the Internet. With the client’s rules and criteria in place, CSC’s Decisioning Tool will deliver fast, convenient, and affordable decisioned consumer credit reports online.

DTEC – Full & Limited/Auto DTEC

DTEC offers a Social Security number search that displays the identifying information on up to 4 possible matches. This product assists clients in locating individuals who may have utilized another name, and is an excellent search for returned mail, illegible applications, or when we cannot match your input to a credit file. Full DTEC returns all of the identifying information and Limited DTEC returns name/address only SAFESCAN Social Security number warnings automatically returned at no additional charge.

ePORT was developed with a host of security provisions designed to manage the privacy of sensitive consumer information. Positioned around specific core and ancillary products, ePORT allows our business-to-business clients to seamlessly receive information via the Internet while keeping control and access of the data in their hands. With virtually no training or software requirements, ePORT gives the end-user complete control of the application, maintains security through issuance of tokens and 128-bit encryption, substantially reduces operating costs, and creates a historical record through online report storage.

Expedite Service

Expedite provides reports to clients that pull less than 10 reports monthly – limited to reports for tenant screening, employment screening and owner financing.

OFAC Alert

OFAC Alert is an Equifax product that identifies Specially Designated Nationals (SDNs), blocked persons, and blocked entities under the U.S. Treasury’s Office of Foreign Asset Control (OFAC) regulations and the Department of Commerce’s Import/Export restrictions via automated OFAC screening procedures. Any institution or company that processes financial transactions should conduct OFAC screening. OFAC screening should be conducted on consumers as well as businesses/charities.

Prospect Select

A flexible prescreening tool that quickly and easily creates lists of credit-qualified consumers for FCRA-compliant marketing campaigns. Leveraging the industry’s most robust databases of consumer credit and demographic information, Prospect Select delivers precise mailing lists that help clients target their most responsive prospects – increasing response rates and revenue.

RiskWise Products

• Marketmax – provides actionable information on every consumer, enhancing the decision-making process on consumers with limited or no credit experience.
  
• Fraud Advisor – an online index that identifies potential fraud risk. It rank-orders fraud risk, identifies applicants with the highest fraud potential and streamlines manual review questions.
  
• ID Advisor – a real-time solution that verifies name, address, phone number, Social Security number and date of birth.

Click on this link to register: Become a CSC Client