Integral

Meet the challenges of a global market.

The flattening of the global market provides a world of opportunities and challenges for insurers. Companies need flexible, dependable technology that allows them to respond quickly to changing conditions and meet the local needs of diverse markets.

CSC’s Integral® is the ideal software for insurers seeking to:

• Administer multinational operations on a single integrated platform
• Launch new products quickly without disrupting existing processing
• Quickly implement a self-contained administration system for start-up of new ventures
• Gain a complete, low-maintenance processing capability for a secondary line of business in a multiline operation
• Gain economies of scale.

Rely on a System Designed to Cross Borders
Three hundred licenses with global and national insurers in 40 countries indicate the insurance industry’s  reliance on Integral’s highly flexible architecture to help businesses easily cross borders, language barriers, cultures and regulatory requirements. Integral features:

• Multicurrency processing, to automatically convert financial amounts to preferred currencies using rates stored in reference tables
• Multilingual capabilities, to provide support in multiple languages
• Multi-company processing, which uses a common financial services umbrella approach.

Manage All Lines of Insurance with One Seamless, Integrated System
Integral’s life insurance and annuities/pensions, P&C/general insurance, and group insurance/managed care components work together out of the box as a single, integrated system.
The components share all financial and customer information, while providing specialized functionality. Companies can mix and match lines of business seamlessly in a single group policy.

Companies can implement Integral quickly and operate it cost-effectively, either in-house or through CSC’s business process services.

Integral provides robust end-to-end policy/group management, workflow and imaging, product configuration including modeling, rules and calculations, business analytics, mobile point-of-sale applications and other support. The software’s intuitive design simplifies new user training.

Get the Most Value from Your Technology Investments
Integral can easily integrate with other enterprise systems and new technologies to leverage existing IT investments and take advantage of advanced capabilities. You can use CSC’s peripheral components such as workflow and imaging, product configuration, business analytics, and mobile point-of-sale applications, or plug in your own. Integral provides several technology options, with:

• An industry-standard J2EE architecture on AIX, Solaris, Windows and Linux platforms
• Oracle and Microsoft SQL Server database options, enabling an open, cost-effective and highly scalable modular deployment.

Integral is built on a 20-year heritage of successful use. It was initially developed in COBOL as LIFE/Asia, POLISY/Asia, Group/Asia and LiFE, which are still actively licensed and supported by CSC today. Integral has since been optimized for other current technology platforms to satisfy the operational requirements of a wide range of enterprise architectures.