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Virtual Insurance Company

From product development to payouts, CSC offers a full range of services designed specifically for virtual insurers, which include startup companies, established companies entering new or niche markets, and financial institutions entering the insurance market for the first time.

The Virtual Company Model

For life insurance, property and casualty insurance, annuity and pension providers, virtualization means a shift from enterprise-centric processing to network-based processing across enterprises to create a leaner, more efficient and more focused organization. It’s a new way of thinking about the process of insurance.

Most companies today have “virtualized” processes such as payroll, 401(k) management and facilities maintenance; they rely on functional specialists to provide needed expertise or gain leverage and scale. Virtualization of insurance-specific processes remains low.

Changing market conditions have forced many executives to re-examine their hold on these types of processes. Armed with enabling technologies such as Business Process Management Systems, the Internet, digitized documentation and secured financial transactions, insurers and annuity and pension providers are transforming the way they operate.

Why Go Virtual?
The virtual insurance company model provides significant advantages over other enterprise models:

  • Owners and managers focus on strategies and activities that optimize the growth of value of the enterprise.
  • Capital is invested where it provides the greatest ROI.
  • Fixed expenses are converted into variable expenses.
  • Companies gain access to world-class expertise, scale and scope of virtual partners in the extended value chain.


Learn more about application outsourcing at CSC, as well as our world-class hosting services and infrastructure outsourcing solutions.

For More Information

Contact us by phone or e-mail about virtual insurance company models for life insurance, annuities and pensions, or property & casualty and general insurance. Only CSC will use the information you provide.

Insurance