POINT Key Features

POINT integrates rating and full policy administration functions on the same platform, from the same vendor. Whether you're a start-up property and casualty company or an established leader, consider this solution's strategic advantages:

E-Business-Enabled
With the POINT E-Business Suite, you can transform the delivery of essential information and services with the Internet. POINT provides the power behind the browser, fueling your ability to rate, quote and bind directly over the Internet in minutes.

Whether you deploy one of our Internet front-ends or your own solution, POINT integrates the entire administration process, supporting end-to-end insurance business transactions.

Fast Product Introduction
You can seize new business opportunities by offering tailored policies and customized rating and quoting. Our integrated All Lines Rating (ALR) component incorporates flexible external tables to allow user modification of rates and policy offerings—tasks that would otherwise require extensive programming and additional staff.

Full Policy Administration
POINT eliminates paperwork and processing delays with streamlined new business rate/quote entry, underwriting, endorsements and renewal processing. Extended search features are available so you can quickly review online policy information, such as policy status, coverages, reinsurance and billing status.

Further efficiency is provided by preloaded ISO loss cost forms for Commercial Auto, General Liability, Fire, Crime and Inland Marine. CSC's relationship with ISO provides immediate access to ISO updates and loss cost information, eliminating data re-entry and increasing your speed to market.

Integrated Claims Processing
Online coverage verification and system-generated payments can help you to better monitor claims losses and manage each risk. And you can avoid duplicate entry and manual statistical coding of losses because individual claim adjustments are performed automatically as payments are made.

Your claims professionals can confirm coverage, establish reserves, review claims histories and process loss and expense payments, all without using paper files. Inquiry views summarize information, such as all losses for a particular policy, claimant or claim.

Convenient Billing and Collections
Convenient billing options are available, including user-defined billing and payment plans, automatic calculation of agent commissions, and cash adjustment processing. With immediate access to online billing and status information, your staff will re-define responsiveness to detailed account inquiries.

Direct billing features include user-defined billing periods, automatic cancellation for nonpayment, optional billing override and an automatic balance-forward option at renewal. The agency billing component offers comprehensive agency statements produced at company-defined intervals.

Comprehensive Reinsurance
POINT supports automation ceded reinsurance arrangements, treaties and facultative placements with online entry, integrated reinsurance processing and underlying policy and statistical elements.

With POINT data, you can produce monthly premium reports, loss reports and management reports on a direct, assumed, ceded and net basis.

Detailed Reporting
POINT's extensive data collection features and underlying relational design provide customized reports. Monthly and yearly management reports, system activity reports and transaction processing reports are included.

Extended Functions
Differentiate your company with these base system extensions:

• POINT IN Underwriting
• Agency Link, formerly known as iSolutions
• Document Solutions
• Media View
• BIS
• VP/MS

For More Information

Contact us by phone or e-mail about POINT. Only CSC will use the information you provide.