PTS/BULK (Payment Transaction System) – Business Benefits

• PTS/BULK helps banks achieve SEPA compliance
• The SEPA strategy is implemented on a proven, low-cost and modular basis
• Enhancement of the product range by SEPA services and products and generation of additional profit potentials
• Reduction of the transaction costs and banking connections in the Euro zone
• Increase of the Straight Through Processing (STP) rate
• Use of the end-to-end information for customer information purposes
• Centralisation of the liquidity management
• Facilitation of insourcing and outsourcing of payment processes
• Achievement of a 'leadership position' for business customers in SEPA
• Winning new customers in Europe by common standards and SEPA services (AOS)
• Preparation for the harmonisation of payment transactions outside Europe with ISO standards
• Generation of profit potential by new payment services in SEPA to compen-sate profit losses in international payment transactions

SEPA - Challenge and Opportunity
PTS/BULK and PTS Product Family

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