We provide prescreening and risk assessment scoring models to target individuals most likely to need and buy your products and services. CSC Credit Services can also help you manage your portfolio by monitoring and evaluating your customers’ credit behavior. Our full line of portfolio management and risk assessment scoring models help you identify potential problem accounts, prioritize collection accounts, and target accounts for line increases and cross-sell opportunities. CSC Credit Services offers a multitude of Prescreening and Portfolio Review products in addition to our Custom Analytic services.
Account Acquisition Services
Custom Prescreen
Custom Prescreen provides customized account acquisition solutions. It offers ultimate flexibility by utilizing your own custom criteria, fraud protection and risk assessment tools that help to identify your creditworthy prospects. Risk score cutoffs combined with criteria levels, data attributes and demographics offer better segmentation of the population which allows you to better target your specific type of credit customer.
Prospect Select
Prospect Select is a flexible prescreening tool that quickly and easily creates lists of credit-qualified consumers for FCRA-compliant marketing campaigns. Leveraging the industry’s most robust databases of consumer credit and demographic information, Prospect Select delivers precise mailing lists that help clients target their most responsive prospects — increasing response rates and revenue.
ExpresScreen
ExpresScreen is a risk score and credit attribute prescreening tool that quickly and easily determines the credit-qualified population from a list of names and addresses provided by you. ExpresScreen offers the flexibility to eliminate those consumers with a bankruptcy and/or repossession. ExpresScreen delivers precise mailing lists that help clients target their most responsive prospects — increasing response rates and revenue.
Express DE
Express DE is a automated, score-driven direct extract prescreen that includes a wide selectoin of risk score models, fraud protection scrub and the delivery of 20 canned attributes. Express DE provides clients with a fast, cost-effective direct extract solution for smarter prospecting and business growth.
ProspectID
ProspectID is an acquisition marketing solution fo FCRA-compliant marketing campaigns. ProspectID ensures precision targeting and allows selection from more than 600 financial attributes related to credit, including 22 event-based and nine predicitive triggers, all dynamically linked for immediate access. The ability to select from this extensive menu of industry-specific credit risk attributes, and extract segmented list results in accordance with the desired consumer credit profile, empowers clients to effectively tailor marketing messages and promote suitable products and services, while extending pre-approved offers of credit to the right prospects.
TargetPoint Acquisition
TargetPoint Acquisition is a customized, automated prescreen tool designed to quickly and accurately pinpoint new account opportunities — weekly, biweekly, monthly or quarterly.
TargetPoint Cross-Sell
TargetPoint Cross-Sell is a customized, automated prescreen tool designed to quickly identify new product sales opportunities within your portfolio of customers — delivering consumer prospects daily, weekly, or monthly.
Account Management Services
Custom Portfolio Review (CPR)
CPR provides customized solutions for portfolio management. Custom criteria categorize account performance to meet your specific needs, resulting in output that is manageable and actionable. Criteria can be enhanced using risk scores and data attributes.
ARRAY
A partnership between CSC Credit Services and First Data, ARRAY provides a method for credit card issuers to receive credit data and credit risk scores on their existing accounts, with minimal intervention on the part of the issuer.
PortfolioID
PortfolioID is a highly cost-effective businss intelligence solution that helps clients take a proactive approach and gives them a comprehensive view into the risk profile of their customers. With PortfolioID, clients can:
- better understand which customers are at the highest risk of delinquency
- efficiently allocate collection resources to delinquent accounts
- determine the proper level of funding for debt reserves
- target the right customers for cross-sell promotions and affinity programs
TargetPoint Portfolio Review
TargetPoint Portfolio Review is an automated account management tool designed to quickly and accurately identify consumers with new derogatory information or recently activated fraud alerts on their credit file. Flagged accounts are delivered daily — enbling immediate account review.
Analytical Services
eManager
Our eManager solution enables clients to better understand the dynamics of business performance, from acquisition to account management. This web-based tool offers the resources clients need to build data-driven strategies. With the power of sophisticated technology, eManager supplies quick access to manipulate even the largest datasets. Using eManager for identifying where responders, losses, or profit are most common in your portfolio, you can optimize the way you do business. With dynamic tools, you determine the right scores or strategies because you see the impact of changes right away.
Custom Modeling Services
With our Custom Modeling Services, CSC/Equifax Predictive Sciences combines best-in-class technology with leading innovations in decision analytics to offer a consultative approach to your business We help to create a comprehensive view of your information along with all its influencing business variables. We help you identify when and where to grow your business in order to achieve market leadership. Our solutions utilize cutting-edge analytical techniques that increase your ability to make accurate, fact-based decisions regarding prospecting, retention, attrition, migration, marketing and account management. We will vary the methodology to fit the situation, market or data. From tried and proven tools to custom strategic consulting, our custom solutions provide actionable outcomes with greater potential returns thus improving your bottom line.
Contact CSC at 1.800.305.7868 or use this contact form to send a message to us.
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