Collections Products and Services
Please visit Equifax.com for information on these products.
Collection Insights
CSC’s Collection Insights provides a monitoring system that combines the strength of industry-leading contact data (sourced from FirstSearch™ by Equifax®) with relevant credit-based event triggers for debt recovery. With Collection Insights, you can better prioritize your collections queue by allocating resources to only those active and dormant accounts that have new contact information or that demonstrate a recently improved ability to pay.
DART – Detailed Account Resolution Tool
DART, a product unique to CSC, is an account receivable management solution that combines solid credit information from our Custom Portfolio Review product with non-credit database information. It prioritizes and determines collection strategies, identifies bankruptcy and deceased accounts, cleans up data files and provides access to skip tracing information in a timely and cost-efficient manner. DART allows CSC Credit Services to augment credit information with more than a dozen public and proprietary databases.
DTEC – Full & Limited/Auto DTEC
DTEC offers a Social Security number search that displays the identifying information on up to 4 possible matches. This product assists clients in locating individuals who may have utilized another name, and is an excellent search for returned mail, illegible applications, or when we cannot match your input to a credit file. Full DTEC returns all of the identifying information and Limited DTEC returns name/address only SAFESCAN Social Security number warnings automatically returned at no additional charge.
Finders
Finders is a report designed for the collection industry that compiles decoded inquiry and trade information into a concise summary report to help credit grantors locate “skipped” accounts. Trade information and telephone numbers of the creditors are provided.
FirstSearch
FirstSearch is a front-end skip-tracing tool designed to return the freshest contact information on delinquent debtors along with the reported date. FirstSearch returns location information from various proprietary sources who are among the first to know when a consumer has moved or requested service associated with a physical address.
Fraud Advisor
Fraud Advisor is an online index that identifies potential fraud risk. It rank-orders fraud risk, identifies applicants with the highest fraud potential and streamlines manual review questions.
ID Advisor
ID Advisor is a real-time solution that verifies name, address, phone number, Social Security number and date of birth.
Recovery Report
Recovery Report is a truncated credit report developed specifically for the collections industry. Recovery Report delivers the same information stored in consumer credit file information with one notable difference – the tradeline section is limited to an 18-month window and all payment history on tradelines is omitted. Designed to provide data useful for liquidity assessment and queue prioritization, Recovery Report searches a national, online database that posts continual updates to over 200 million consumer credit files.
TALX/the Work Number
The Work Number is an automated service providing employees control over common human resource and payroll functions. The Work Number's most popular feature is its employment and income verification service. It is used by lenders, property managers, pre-employment screeners, and others who need to verify someone's employment status and sometimes, his or her income. Typically, verifications are required when a person applies for a loan or public aid, leases an apartment, updates their immigration status, or applies for a job.
